Understanding Today's Financial Environment
Welcome to Cummings Wealth Management. We are an independently managed, full-service financial advisory firm committed to helping our clients sustain, build, and manage their wealth. At Cummings Wealth Management, we understand that individuals face unique challenges as they build wealth and plan for the future. We can help take the mystery out of preparing for today and tomorrow.
Whether your goal is planning for retirement, saving for college, or managing your estate, our personalized service focuses on your individual financial needs, goals and objectives. Let us manage the details of your finances so you can focus on your passions in life.
To discuss how Cummings Wealth Management may be able to help you, please contact our office for a complimentary consultation.
Helpful Content
Social Media: #NewestBusinessLiabilityRisk
Social media may be a modern imperative for businesses looking to grow and build their brand, but it also introduces risk.
How to Keep Your Retirement Savings Working for You
Preservation is about function, not just figures. Plan for retirement amid economic uncertainty to limit stress.
Bi-Weekly Mortgage Payments
See how switching to bi-weekly mortgage payments could reduce interest and shorten your loan.
Retirement Plan Choices for Small Businesses
Retirement choices can feel intimidating. Choosing the right strategy can make all the difference.
Budgeting After a Divorce
Divorce is the second most stressful time in a person's life. Here's some tips to get through it.
To Catch a Thief
Having your identity stolen may result in financial loss plus the cost of trying to restore your good name.
How Women Can Prepare For Retirement
Are women prepared for a 20-year retirement?
What's New for Social Security?
There have been a number of changes to Social Security that may affect you, especially if you are nearing retirement.
Please Leave Home Without It
Concerns over identity theft continue to grow, especially with data breaches at major companies and financial institutions.
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The Power of Interest - How Long Will it take My Money to Do
Use the Rule of 72 to estimate how long it takes your money to double at a given rate.
How Can I Save a Million Dollars?
See what it takes in monthly contributions and time to reach a million-dollar savings goal.
Should I Buy or Lease an Auto?
Compare the true costs of buying versus leasing a vehicle to find the better fit for you.
Student Loan Refinance Calculator
Compare your current student loan terms to a potential refinance to see if it makes sense.
What Is the Dividend Yield?
Calculate the dividend yield of a holding and see what that means for income over time.
Inflation & Retirement
See how inflation over time could affect the purchasing power of your retirement income.
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A New Way to Look at Your Bucket List
Bucket lists don’t have to be for tomorrow.
The Fed and How It Got That Way
Here is a quick history of the Federal Reserve and an overview of what it does.
The Business Cycle
How will you weather the ups and downs of the business cycle?
Extended Care: A Patchwork of Possibilities
What is your plan for health care during retirement?
Retirement and Quality of Life
Asking the right questions about how you can save money for retirement without sacrificing your quality of life.
Behavioral Finance
An amusing and whimsical look at behavioral finance best practices for investors.