Mission Statement
At Cummings Wealth Management, we have the client—and only the client—in mind.
Our mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that’s addresses your individual situation.
We understand the challenges families face today. From managing debt, to saving for college, to retirement, your personal finance challenges can be overwhelming. Our commitment is to utilize all of our resources to help you pursue your goals.
The 5-Step Investment Plan Process - At Cummings Wealth Management, we have developed a 5-step approach to managing your portfolio:
- Understanding Your Goals - We take the time to understand your needs, goals and objectives. We meet with prospective clients, face to face, and through a series of questions and answers, begin to clarify your current financial position, your timeline, your goals for the future, and most importantly, your risk tolerance. This step is critical to the success of your portfolio.
- Developing Your Investment Policy Statement - We then create a detailed statement of your current financial profile. This step insures that we understand your current finances, and have all the pertinent information to develop your individual wealth management strategy.
- Creating your Individual Portfolio – Once we have the complete Policy Statement, we design an individual portfolio, which will give you a road map for building wealth. We will recommend products and services to individually suit your needs, thereby creating your unique portfolio.
- Implementing your Unique Portfolio - Once you have reviewed our recommendations for building wealth, and approve the portfolio recommendations, we put the plan in motion.
- Periodic Portfolio Reviews – In order for our work together to be successful, we conduct periodic reviews with the client, quarterly and annually, to be sure we adjust for any changes in your life, and to be certain that the plan is meeting your wealth management and estate planning needs.
We believe in thinking “outside the box” and we are not afraid to challenge conventional wisdom in our approach to investing and preserving wealth. All of our energy, commitment, and efforts are focused on you, the client, and your satisfaction.